We’re built for balances of $10,000 or more that need a real plan.
This experience is intended for people with $10,000 or more in unsecured debt.
Please choose the option that best fits your situation.
How much do you owe in unsecured debt?
Tell us about your credit cards, unsecured loans, medical debt, and other eligible unsecured debt. This helps us compare your current path with a ONE PAYMENT plan.
$ 25,000
Paying minimums
~24 years
Stuck in payments for about 24 years. Most of your money goes to interest.
With a ONE PAYMENT plan
~$401/month
Estimated ONE PAYMENT plan of ~$401/month.
iYou must self-report at least $10,000 in unsecured debt to continue.
Free to check. No impact to your credit. No commitment to enroll.
To continue, please confirm at least $10,000 in unsecured debt.
Last step: see your ONE PAYMENT plan options.
We’ll use your information to show your options and, if you choose, connect you with a specialist who can walk you through them.
By clicking “See My ONE PAYMENT Options,” you provide express written consent under the TCPA to receive calls, texts (SMS/MMS), and emails from Debt Free America and its partners at the number provided, including via automated systems and prerecorded messages. Consent is not required to purchase. Msg & data rates may apply.
Includes a personalized payoff snapshot sent to your email. No obligation to enroll.
Please complete all fields, select at least one debt type, and check the consent box to continue.
Checking your options…
We’re checking your ONE PAYMENT plan options now.
Please stay on this page while we review your information and compare your current payment path with potential lower-payment options.
Your ONE PAYMENT plan options are being prepared
A short video can be added here later to explain how debt resolution works while your results load.
Checking your ONE PAYMENT plan options…
15 seconds remaining
Your information is being reviewed
Here’s what we’re checking for you.
Your information
What best describes you—
Debt amount$25,000
Name—
Email—
Phone—
State—
Main debt type—
Likely fit for review
Self-reported unsecured debtMeets $10k+ minimum
ONE PAYMENT planPre-approved
Next stepGo over approvals
ThenPick your payment terms
You may qualify for a debt relief review.
A Debt Free America consultant will be reaching out shortly. If you’d like to speak with someone now, use the button below.
A Debt Consultant will be reaching out shortly from Debt Free America.
There is a second set of numbers.
Debt resolution can help Americans breathe again by combining multiple unsecured payments into one more manageable monthly payment—often at a much lower cost and, in many cases, without the ongoing interest burden of minimum payments.
Paying minimums
✕Open-ended timeline
✕Interest keeps adding up
✕Multiple creditors to manage
✕Balances can feel like they barely move
ONE PAYMENT plan
✓One structured monthly payment
✓Choose your timeline from 12–60 months
✓No new loan
✓No upfront fees
Debt Resolution Disclosure
Debt Free America provides debt settlement and financial consultation services. References to years of experience, families served, or aggregate debt resolved may include experience and results across participating service-provider partners and should be substantiated by current partner records. Please review the following before using this Website or requesting services:
This is not a loan.
Results vary and are not guaranteed.
Debt Free America does not guarantee specific debt reduction amounts, creditor approvals, timelines, credit score improvements, or financial outcomes.
A debt resolution program may negatively impact your credit.
Forgiven debt may be considered taxable income.
We do not charge fees before settling a debt.
Debt Free America is not a law firm or credit bureau and does not provide legal or tax advice.
Any information provided on this Website is for general informational purposes only. You should consult qualified professionals before making legal, tax, or financial decisions.
Terms & Conditions
Please read these Terms and Conditions carefully before using our Website or services.
1. Use of the Website
You agree to use this Website only for lawful purposes and in accordance with these Terms. You must not:
Use the Website in any way that violates applicable laws or regulations
Attempt to gain unauthorized access to systems or data
Use the Website to transmit harmful, misleading, or fraudulent information
Interfere with the Website's operation or security
We reserve the right to restrict or terminate access to the Website if these Terms are violated.
2. Services Disclaimer
Debt Free America provides debt settlement and financial consultation services. We are not a law firm, not a credit bureau, and do not provide legal or tax advice.
Any information provided on this Website is for general informational purposes only and should not be considered a substitute for professional legal, tax, or financial advice. You should consult qualified professionals before making financial decisions.
3. No Guarantee of Results
Individual financial outcomes vary. Debt Free America does not guarantee:
Specific debt reduction amounts
Credit score improvements
Approval by creditors or third parties
Timelines or financial outcomes
Past results do not guarantee future performance.
4. User Responsibilities
By using our Website or services, you agree that:
All information you provide is accurate, complete, and truthful
You are responsible for maintaining the confidentiality of your information
You will not misrepresent your financial situation
Providing false or misleading information may result in termination of services.
5. Third-Party Services & Links
Our Website may include links to third-party websites or services. These are provided for convenience only.
Debt Free America does not control, endorse, or assume responsibility for the content, policies, or practices of any third-party websites. Accessing third-party links is at your own risk.
6. Intellectual Property
All content on this Website, including but not limited to text, graphics, logos, images, and website design, is the property of Debt Free America or its licensors and is protected by intellectual property laws. You may not copy, reproduce, modify, distribute, or use any content without prior written permission.
7. Limitation of Liability
To the fullest extent permitted by law, Debt Free America shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from use or inability to use the Website, reliance on information provided, errors, interruptions, or security breaches. Your use of the Website is at your own risk.
8. Indemnification
You agree to indemnify and hold harmless Debt Free America, its officers, employees, and affiliates from any claims, damages, losses, or expenses arising out of your use of the Website, your violation of these Terms, or your violation of any applicable law or third-party rights.
9. Privacy Policy
Your use of this Website is also governed by our , which explains how we collect, use, and protect your information. By using the Website, you consent to our data practices.
10. Modifications to Terms
We reserve the right to update or modify these Terms at any time without prior notice. Changes will be effective immediately upon posting on this page. Your continued use of the Website after changes are posted constitutes acceptance of the revised Terms.
11. Termination
We may suspend or terminate your access to the Website or services at any time, without notice, for conduct that we believe violates these Terms or is harmful to our users or business.
12. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, United States, without regard to conflict of law principles.
13. Contact Information
Debt Free America Website: https://dfamerica.us Email: info@dfamerica.us
Privacy Policy
Your privacy is important to us. This policy explains how we collect and protect your information.
1. Information We Collect
Personal Information
We may collect the following personal information that you voluntarily provide when you fill out forms, register for services, or communicate with us:
Full name
Email address
Phone number
Mailing address
Approximate debt amount
We do not collect personal information without your consent.
Automatically Collected Information
When you visit our Website, we may automatically collect certain information about your device and usage, such as:
IP address
Browser type and version
Pages visited and time spent
Referring pages
Device type
This information is used for analytics and improving the Website.
Cookies and Tracking Technologies
We may use cookies, web beacons, and similar technologies to enhance your experience, analyze trends, and track user behavior. Most browsers accept cookies by default, but you can disable cookies through your browser settings if you prefer.
2. How We Use Your Information
We may use personal and non-personal information to:
Provide and maintain our services
Respond to your requests and communicate with you
Improve and personalize the Website
Send you updates or communications (where you've opted in)
Monitor and analyze usage and trends
We will not sell or lease your personal data to third parties for marketing without your consent.
3. Sharing Your Information
We may share your information with:
Service providers who help us run the Website (e.g., analytics, hosting, email services)
Legal authorities when required by law, legal process, or to protect our rights
All third parties are legally obligated to protect your data and may not use it for other purposes.
4. Mobile Information & SMS Consent
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
5. Legal Disclaimers
This is not a loan.
Results vary and are not guaranteed.
The program may negatively impact your credit.
Forgiven debt may be considered taxable income.
We do not charge fees before settling a debt.
6. Data Retention
We will retain your personal information only as long as necessary to fulfill the purposes outlined in this policy and to comply with legal obligations.
7. Your Rights
You may have rights (depending on your location and local laws) including:
Accessing the personal data we hold about you
Requesting correction or deletion of your information
Opting out of marketing communications
To exercise these rights, please contact us using the information below.
8. Children's Privacy
Our Website is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If we learn that such information has been collected, we will take steps to delete it.
9. International Transfers & Compliance
If you are located outside the United States, your data may be transferred internationally. We implement appropriate safeguards to protect your information. You may also have additional legal rights under laws such as the GDPR (for EU users) or others depending on your residence.
10. Changes to This Policy
We may update this Privacy Policy from time to time. We will post the revised policy directly on this page with an updated "Last Updated" date. Continued use of the Website signifies acceptance of changes.
11. Contact Us
Debt Free America Website: https://dfamerica.us Email: info@dfamerica.us