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Debt Free America
Step 1 of 3
Debt types

What types of debt do you have?

Choose from the green debt types below. You must select at least one eligible debt type to continue.

Eligible debt Counts toward the $10,000 minimum
Not eligible debt (we can’t help with these) Does not count toward the $10,000 minimum
×Auto / vehicle loansVehicle-secured debt
×Mortgage / HELOCHome-secured debt
×Federal student loansFederal education debt
×Tax / government debtTaxes, government debt, child support
We can usually only help if you have $10,000+ in the green debt types. Please select at least one eligible debt type to continue. If your debt is only in the red categories, this program may not be a fit.

What best describes what you want help with?

Choose the option that best matches your situation.

How much do you owe in unsecured debt?

Do not include: auto / vehicle loans, mortgages / HELOCs, federal student loans, or tax / government debt.
$ 25,000
Paying minimums
~24 years
Minimum payments can keep high-interest balances around for years.
Debt Free America plan
~$375/month
Illustrative estimated monthly program payment based on the eligible unsecured debt entered above.
Probably not a fit right now.
Our program is designed for people with $10,000 or more in eligible unsecured debt (credit cards, personal loans, medical, store cards, payday loans, and other unsecured loans).

Based on what you entered, you probably won’t qualify for this type of plan.
Illustrative estimate only. Actual program payment, fees, settlement terms, and timeline vary.

Last step: see your ONE PAYMENT plan options.

You passed both eligibility gates: at least one eligible debt type and $10,000+ in eligible unsecured debt. Confirm your information below.

Eligible debt selected: —
By clicking “See My ONE PAYMENT Options,” you provide express written consent under the TCPA to receive calls, texts (SMS/MMS), and emails from Debt Free America and its partners at the number provided, including via automated systems and prerecorded messages. Consent is not required to purchase.
Includes a personalized payoff snapshot sent to your email. No obligation to enroll.
Please complete all fields and check the consent box to continue.
×

Probably not a fit right now.

This program requires at least $10,000 in eligible unsecured debt.

What you can do next
For federal student loans, vehicle loans, mortgages, taxes, or other secured/government debt, consider contacting the loan servicer, relevant government agency, or a nonprofit credit counselor.
Checking your options…

We’re reviewing your information now.

Please stay on this page while we compare your current payment path with potential lower-payment options.

Checking your options…
15 seconds remaining

Here’s what we checked for you.

Your information

Eligible debt types—
Eligible debt amount$0
Name—
Email—
Phone—
State—
Likely fit for review
Self-reported unsecured debtMeets $10k+ minimum
ONE PAYMENT planPre-approved
Next stepGo over approvals
ThenPick your payment terms
Last step

Complete your ONE PAYMENT review call.

We’re calling you in the next few minutes from (850) 304-2282.
Save this number and be ready to answer.

Call now: (850) 304-2282
Prefer we call you? We’ll try you several times in the next 15 minutes.

What happens next

1
You get a quick call (about 10–15 minutes).

We confirm your debts and make sure you actually qualify.

2
We show you your estimated new payment.

Side-by-side with what you’re paying now.

3
You decide if you want to move forward.

No fees today, no obligation.

To get the most out of your call, have ready:

  • Pen + paper
    To jot down your options and numbers
  • Rough monthly income
    An estimate is completely fine
  • List of your main creditors
    Recommended, but not required
Partnership Network
10+ yearsCombined industry experience
Thousands servedFamilies helped across the network
$500M+Resolved debt and counting
A+ partner ratingPartner reputation signal
4.7 / 5Partner rating
10+ yearsCombined industry experience
Thousands servedFamilies helped across the network
$500M+Resolved debt and counting
A+ partner ratingPartner reputation signal
4.7 / 5Partner rating
4.3 / 5Start New Financial partner rating
One lower paymentFocused on simpler monthly relief
Secure processYour information is handled through protected systems
4.3 / 5Start New Financial partner rating
One lower paymentFocused on simpler monthly relief
Secure processYour information is handled through protected systems

There is a second set of numbers.

Debt resolution can help Americans breathe again by combining multiple eligible unsecured payments into one more manageable monthly payment.

Paying minimums

× Open-ended timeline
× Interest keeps adding up
× Multiple creditors to manage

ONE PAYMENT plan

✓ One structured monthly payment
✓ Choose your timeline from 12–60 months
✓ No new loan
✓ No upfront fees